Read Our Testimonials

mortgages sutton, surrey
mortgages sutton, surrey

At Cheam Mortgages, we are proud of the service that we’ve given to our clients. These testimonials are what customers have said about us and the service that they’ve received from our mortgage and protection experts. A lot of our business is based on referrals, and these testimonials give an insight into why.

“Efficient, Dependable, and Flexible”

“We have been using Steve Hankins for advice for a few years now. He has arranged several mortgages and insurance packages for us. Steve is very efficient, dependable, and he is very flexible, arranging visits and appointments to accommodate our busy schedules. The service provided by Steve is always tailored to our needs and delivers excellent-value products in a very fast and reliable manner. We are absolutely delighted with his solutions and approach, and we will continue to use his services without any hesitation."

“Quick to Respond”

“We found the perfect house and needed an affordable mortgage to match. Steve found us a mortgage that had realistic monthly payments from a reputable provider. He was always quick to respond back to any of our queries and was very helpful. We are looking to remortgage again soon and will definitely be using Steve again, and for his mortgage protection advice.”

“Extensive Knowledge”

“My wife and I approached Steve for mortgage advice in the latter part of 2016.  At this time we were just coming out of a 10 year fixed rate mortgage deal and had a separate mortgage taken out when we decided to extend our home.  In addition, as a consequence of some poor lending advice and unforeseen building costs we had used a mortgage reserve account (to all intents and purposes an overdraft) taken out a loan and used credit cards to finish the renovations at our home.  As a result we were left with very little spare capital on a monthly basis. 

After contacting Steve an appointment was made for him to visit us at our home.  This appointment took place after work so there was no need for any time to be taken off.  Steve asked us what we were hoping to achieve and it was agreed that we should consolidate our borrowing so we only had one monthly payment.  Steve had extensive knowledge of both the various mortgage products available and lenders.  As he is not attached to any particular lender he did not promote any particular product.  He simply advised us what he considered the best product for us in our circumstances and who he thought would be the best lender.  Thanks to Steve's advice we were able to secure a very favourable mortgage rate which reduced our monthly outgoings by approximately £700 per month.  We were very happy with Steve's services and had no hesitation in recommending his services to friends and family.”

“Excellent and Efficient Service”

“I am very happy with the excellent and efficient service provided by Steve Hankins mortgage broker. I was looking for a new fixed-repayment mortgage and I had already found a property. Steve was able to get my agreement in principle very quickly. Unfortunately, that property fell through, but Steve again helped me when I then found another property six months later. All in all, it was a very friendly, professional service. I would definitely recommend Steve for mortgage advice and would use again.”